Startup Business Loans
Have you always wanted to start a business but lacked capital? A startup business loan with Heartland can help turn your dreams into reality. If you have a strong credit history (680+) and can demonstrate annual income of at least $30K a year, you may qualify for this startup loan program based on personal credit
Business Line of Credit
Having access to working capital when you need is important when running a business. Heartland offers revolving business lines of credit. Once you have a pre-approved limit, you can access funds at any time and only pay interest on the line of credit used. Benefit from monthly payments, a quick application process, and building business credit history.
Merchant Cash Advance
If you need quick access working capital & generate at least $20,000 in monthly revenue via credit card processing transactions, a Heartland merchant cash advance may be the best option for you. It adjusts itself to the performance of your business (pay a small % of daily card sales) & it doesn’t require you to switch your processing company.
Equipment Financing
Obtaining the right equipment can increase revenues & contribute to the growth of your business. Heartland equipment leasing & financing programs allow you to conserve cash flow (low monthly payments), benefit from tax savings, and build business credit. Let our quick approval process help you finance the equipment & machinery you need.
SBA Programs
SBA (Small Business Administration) loans have low rates, long terms, & are secured by the US Government. As a result, the application process can be difficult. It requires significant paperwork, 2-3 months of review, & has strict qualification criteria (700+ credit, high profit, 2+ years of operation, etc.). Do you qualify? Apply today!
Unsecured Business Funding
A Heartland business term loan is a simple interest loan with monthly payments, low rates, & terms up to 5 years. It is ideal for established businesses that may qualify for a bank loan, but seek a quicker & easier funding process. No collateral is needed, and payments start a month after funding. Get started by applying today
Industries We Serve
Cannabis Loans
Retail Store Financing
Dental Financing
Restaurant Financing
Loans For Accountants
Truck Financing
Auto Repair Shop Financing
Construction Financing
Healthcare Financing
Transportation Financing
Gun Shop Business Loans
Medical Financing
IT Services
Insurance Brokers
Veterinarians
E-Commerce Business Loans
Loans For Funeral Homes